Available only on the purchase of select move-in ready Vantage Homes when you sign a contract and apply for a loan with Pentrust Mortgage from 12/16-12/24/23. Buyers must submit the full application and have the loan locked by 12/31/23 Receipt of rate lock is contingent upon buyers closing a loan with our affiliated lender, Pentrust Mortgage Group, LLC and is subject to limits.

This financing incentive may not be combined with any other discounts or incentives and does not apply to contracts written prior to 12/16//23. Buyer must choose from 4.99% (VA & FHA) or the equilevant buy down rate for a convential 30 year fixed loan based on current available rates. This financing incentive may not be combined with any other discount or incentives and does not apply to contracts written prior to 12/1/23

Loans for owner occupied with 680 or higher fico score. Builder agrees to pay up to 5% of the Purchase Price toward buyer’s discount points to obtain the discounted rate for new home buyers who contract between 12/16/23-12/24/23. Not all buyers will qualify and subject to change at any time without notice. Promotion is only available for select homes and cannot be used with any other incentive promotions or price discounts. Not all homes will qualify for incentive, please see your New Home Specialist for more details.

Interest rate and available loan products are subject to underwriting, loan qualification, and program guidelines including maximum seller contribution limitations. For eligibility of either Promotion, Qualified Buyer must (1) pre-apply with Affiliated Lender by visiting www.pentrustmortgage.com prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive this Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services and promotion may not be not available in all states and markets, please see community sales representative for details. Loan products may not be available in all states. Terms, rates, and fees subject to change. PenTrust Mortgage Group, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This material is informational only and does not constitute an offer to lend or recommend available products. This is not an advertisement to extend credit as defined by Regulation Z nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applications may be eligible for or qualify for all loan products offered. All loan programs, terms, rates, fees and conditions are subject to change without notice and may not be available at all communities. Rates and terms are valid as of the date of printing/distribution.

For more information on closing costs covered or the closing cost credit offer, please contact your mortgage loan originator for details. No information or material herein is to be construed to be an offer or solicitation for sale or a representation or warranty of any kind. This is not an offering where prohibited by law. PenTrust Mortgage Group, LLC State Licenses: Colorado: Colorado Mortgage Company Registration, #1634635

All rights reserved. This is a Co-Marketing piece with Vantage Homes Corp. (“Seller”) and you may choose not to use PenTrust Mortgage Group LLC in connection with the purchase of a Vantage Homes’ property. You are entitled to shop around for the best lender for you. Equal Housing Lender.

This example is for information purposes only and is not an advertisement to extend credit. Actual payments dependent on purchase price, loan amount, fico score, available builder incentives, taxes, HOA, and other potential fees that are locational or situational dependent. Not all applicants are eligible for loan programs offered. All loan programs, terms and conditions (including interest rate) are subject to change at any time and without notice. Example is based on a VA loan, exempt from funding fee, 740 FICO score, with 100% financing. Offer is only valid with the use of Pentrust Mortgage group. This is not a guarantee. See sales associate for details.