Home Financing Checklist
Financing Your Vantage Home
Complete a loan application
Start your homebuying journey by completing a full loan application with a trusted lender who works with Vantage buyers.
Get pre-qualified for a ballpark loan amount
Your lender reviews your basic financial information to estimate a comfortable price range, so you can shop with confidence.
Provide financial documentation
Share requested income and asset documents promptly to keep your loan file moving forward on schedule.
Get pre-approved for a specific amount
Once your documentation is reviewed, your lender issues a formal pre-approval so you know exactly how much you can borrow.
Find your dream home
Explore Vantage communities, floorplans, and homesites that fit your lifestyle and budget, with our team ready to guide you.
Sign a sales contract for the home
When you find the right home, you will sign a purchase agreement that outlines price, options, and key dates.
Sign your loan disclosures within 24 hours
Review your initial loan disclosures and sign within 24 hours so your lender can move your file to the next stage.
PenTrust Mortgage Group orders the appraisal
PenTrust Mortgage Group orders an independent appraisal to confirm the home’s value for your loan approval.
Your loan is approved and you sign the closing disclosure
After underwriting signs off, your loan is approved, and you receive a Closing Disclosure outlining your final terms and costs.
Sign loan docs and loan closes
At your signing appointment, you complete the final loan and title documents, and your loan is funded.
Get your keys and celebrate
Once funding is complete, the home is officially yours. It's time to get your keys and start life in your new Vantage home!
